Finance Friday: Credit Reports

A young man called me the other day to ask my advice about getting a car loan. He had been turned down for the loan he had recently applied for. Of course, as a Dave Ramsey fan, my first piece of advice was to save up and pay cash for a car. But that is…

Finance Friday: Saving Money

A few days ago I wrote about saving money. I mentioned that I would be shopping for electricity deals. Well, I reduced our bill by $.024 per KW. This should reduce our bill by about 22%! I wish I could say it was because I’m a great negotiator, it was really because prices on electricity…

Finance Friday: Discounts

I like saving money. But who doesn’t? One big advantage to being a stay at home mom and wife is that I have time. Time to balance the checkbook. Time to pay bills. Time to manage our budget. Time to shop for deals. Time to wait on hold when dealing with various customer service departments.…