New Years Resolutions 

Looking back on the first fifteen days of 2016 it looks like my top New Years Resolutions include: 1. Forget the budget. What budget? 2. Never again balance the checkbook. 3. Pay no bills. 4. Avoid completing any Precept Bible Study. 5. Do not wear out my new running shoes. 6. Keep bike tires off…

Finance Friday: Saving Money

A few days ago I wrote about saving money. I mentioned that I would be shopping for electricity deals. Well, I reduced our bill by $.024 per KW. This should reduce our bill by about 22%! I wish I could say it was because I’m a great negotiator, it was really because prices on electricity…

Finance Friday: Discounts

I like saving money. But who doesn’t? One big advantage to being a stay at home mom and wife is that I have time. Time to balance the checkbook. Time to pay bills. Time to manage our budget. Time to shop for deals. Time to wait on hold when dealing with various customer service departments.…